CredMan Capital Ltd

About CredMan Capital Ltd

Who We Are

CredMan Capital Limited is a regulated, non deposit taking microfinance institution operating under the laws of the Republic of Uganda. We are licensed and supervised by the Uganda Microfinance Regulatory Authority (UMRA) under a Tier IV license, giving our clients the confidence of working with a fully compliant, professionally governed financial institution.
Incorporated in 2024, CredMan Capital was established to close the financing gap for Small and Medium Enterprises (SMEs), Micro, Small and Medium Enterprises (MSMEs), and individual borrowers in the mid tier and low tier segments of the economy, communities and businesses that are often underserved by conventional banking.
Our purpose is simple but deliberate: to improve household incomes by providing patient, affordable, and responsibly structured credit that spurs sustainable growth. Every facility we extend carries an impact development bias, we lend not just to transact, but to build durable livelihoods, resilient businesses, and stronger communities.

Our Vision

Being the preferred financial institution for financial inclusion, gravitating towards affordable and flexible financing.

Our Values

• Integrity
• Speed
• Professionalism
• Empathy
• Inclusivity

Our Commitment to Sustainable Development

CredMan Capital is a strong advocate for responsible, impact driven finance. Our lending philosophy is anchored in:

  • The United Nations Sustainable Development Goals (SDGs), in particular:
  • SDG 1 – No Poverty,through affordable, patient capital that expands household income and resilience.
  • SDG 5 – Gender Equality,through deliberate support for women owned and women led enterprises.
  • SDG 8 – Decent Work and Economic Growth,through youth focused financing that fuels enterprise and employment.
  • SDG 13 – Climate Action,through financing that encourages sustainable and climate conscious business practices.
  • The Paris Climate Agreement,by promoting climate smart agriculture, sustainable enterprise growth, and responsible resource use among our borrowers.
  • Social Impact and Corporate Citizenship,embedding responsible lending, community upliftment, and long term borrower welfare into every facility we structure.